We help Australian business owners access funding from $100,000 up to $10,000,000. The amount you can borrow depends on factors like your monthly revenue, time in business, and overall funding requirements.

Most lenders look for:

- An active ABN

- At least 6 months of trading history

- Minimum monthly revenue of $10,000

If that sounds like your business, you’re already in a good position to qualify.

Once approved, funds are typically available within 24–48 hours — and in some cases, even the same day.

No — your initial review is obligation-free and won’t impact your credit score. We’ll review your options with you first, and only proceed with a formal application once you’re ready to move forward.

No, several lenders we work with offer Unsecured business loans, meaning you don’t need to provide property as collateral. However, being able to offer some form of security may provide more favourable loan terms.

Yes, funds can be used for almost any business purpose, including:

- Paying ATO debts

- Purchasing stock or inventory

- Paying wages or supplier costs

- Business expansion

- Managing seasonal cashflow

We’re a Broker. That means we don’t push a single product — we compare options across multiple lenders to find the right solution for your business.

Rates vary depending on your business profile, loan amount, and term. Our role is to structure your loan and negotiate the most competitive rate available for your situation.

Yes. Start with what you want to achieve: buying equipment, funding stock, covering a timing gap, reviewing debt or purchasing a business. You don’t need to choose a loan product before the conversation.

Tell us where you’re up to and what you need to fund. We can explore whether there are options worth investigating. Funding is not available for every startup, so understanding what is realistic is an important part of the conversation.

We can discuss what you applied for and the reasons given. That helps us consider whether another option is worth investigating or whether the same obstacle is likely to remain.

That depends on the finance arrangement. Raise any concerns about personal assets at the start, so security and guarantee requirements can be considered when reviewing options.

Yes. A longer repayment term can reduce each payment while increasing the total amount paid. Payout costs and new fees also matter. The comparison needs to show both the effect on cash flow and the overall cost.

Start with what the funding is for, an approximate amount and your timing. Depending on the situation, further information may include business financials, bank statements, existing loan details, equipment quotes or purchase documents.